A law was passed in 2009 and requires life insurance companies to change the method of how they price their products. This was MANDATED by the California State Insurance Commissioner, in an attempt to make life insurance and other insurance products more affordable and fairly priced.

What this means is; if your purchased life insurance between 2004 and 2008, your policy was rated based on an old rating table, and you probably overpaid by 20% – 40%. We can offer you a free audit on your permanent policy or a quote on term life insurance so you can take advantage of this change in the law that can keep more money in your pocket?