Contact Us Today! (949) 305-8642

Tax Planning

Reduce Taxes & Protect Wealth with Captive Insurance and Private Placement Life Insurance (PPLI)

The Hidden Cost of Success? Taxes.

They'll take the largest portion of your earnings over your lifetime—unless you plan to keep more. At the Law Office of James Burns, we offer businesses the tax reduction strategies of Fortune 500 companies. Imagine lowering tax burdens while protecting against risk, legally and effectively. That's exactly what Captive Insurance and Private Placement Life Insurance (PPLI) offer.

Captive Insurance: Protect, Control, and Save

What is Captive Insurance?
It's your own insurance company, designed to protect against the unique risks you face and provide major tax savings. Captives let you own your risk strategy, keeping profitable premiums within your own company. We handle formation, management, and compliance so you can focus on reaping the benefits.

 

Why Captive Insurance?
Because traditional insurance wasn't built for your needs. Captives let you self-insure key risks—cyber threats, supply chain disruptions, even employee lawsuits—and deduct premium costs. What's more, captives are tax-exempt on the first $1.2M in premium income each year.

Relevant Industries for Captive Insurance:

  • Manufacturing: Cover supply chain risks.
  • Healthcare: Protect against liabilities.
  • Real Estate: Reduce property management risks.
  • High-Tech: Insure against cyber-security breaches.

Strategic Domiciles: We recommend Puerto Rico for favorable tax treatment and manageable oversight, ideal for small to mid-sized captives.

PPLI: The Private Life Insurance Solution for High Net Worth

Private Placement Life Insurance (PPLI): Preserve Wealth, Grow Assets
For those serious about wealth preservation, PPLI offers a private, tax-efficient way to build and protect assets outside the reach of U.S. taxation. It's your life insurance with all the growth potential of a trust, shielded from capital gains and income taxes until distribution.

For Pre-Immigration Planning: For non-U.S. persons, PPLI offers pre-immigration tax solutions that can preserve assets from U.S. tax exposure—a crucial strategy for future U.S. citizens or residents.


How to Get Started

  1. Schedule Your Discovery Call: We'll identify whether Captive Insurance, PPLI, or both suit your business's goals.
  2. Strategic Evaluation: Our actuarial and feasibility reports highlight the specific benefits and savings potential.
  3. Customized Formation and Ongoing Management: A tailor-made solution, from formation to compliance, integrating seamlessly with your current tax preparation.

Contact Us
Your business deserves a tax strategy as unique as your goals. Law Office of James Burns is ready to help you unlock new tax savings and risk protection.

Menu